Explore the LIC Jeevan Dhara 2 2024 Policy and Plan Details, Age, Types, Benefits, Premimum Calculation, and How to Apply at PrimeNewsly.
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LIC Jeevan Dhara 2 Details: If you also want to get the benefit of investing in LIC's new policy i.e. Jeevan Dhara 2, then there is good news for you that LIC will launch LIC Jeevan Dhara 2 on January 22, 2024, for which we will give you full details in this article, for which you have to read this article carefully.
We will not only tell you about LIC Jeevan Dhara 2, but we will also try to tell you about the features of LIC Jeevan Dhara 2 in detail, for which you have to stay with us till the end.
Life Insurance Corporation (LIC), India's largest life insurance company, is going to launch a new plan called LIC Jeevan Dhara 2024, in which all our investors can get better and higher returns by investing.
Here, we want to tell you that on January 22, 2024, LIC Jeevan Dhara 2024 will be launched by the Life Insurance Corporation of India for the general public so that you can get the full benefit of this scheme.
First of all, we want to tell you that Jeevan Dhara II is a non-linked and non-participating annuity plan, which is mainly an individual savings and deferred annuity plan.
The biggest advantage of this plan is that, in this plan, the annuity is guaranteed from the beginning.
In this, potential policyholders will get 11 options of annuity, as well as policy buyers will also get higher annuity rate and life cover even at an older age.
LIC Jeevan Dhara II can be purchased online and offline from January 22, 2024.
LIC said in a release. The annuity is guaranteed from the first day and there is a provision for a higher annuity rate with higher age.
All our investors who want to invest in LIC Jeevan Dhara 2024 plan should be at least 20 years old, in terms of maximum life expectancy; you can invest from 65 years to 80 years in LIC Jeevan Dhara 2024 and get the benefit of the insurance scheme.
Regular premium-deferment period ranges from 5 years to 15 years and
Single premium - deferment period is from 1 year to 15 years etc.
The third option is joint life annuity and single life annuity.
The annuity (top-up annuity) under the policy has the option to be increased by paying it as a single premium and only at any time during the deferment period and when the policy is in force.
There is an option to take the death claim amount as a lump sum in the form of annuity or instalments.
There is an incentive for higher premium or purchase price or online sale through increase in annuity rate for existing policyholders or nominees or beneficiaries of the Corporation.
Liquidity option is also available i. e. option to receive lump sum amount in lieu of reduction in annuity payment and other benefits available under annuity options with refund of premium / purchase price.
Loan facility will be available during or after moratorium period under annuity options with refund of premium / purchase price.
Benefits are payable under the policy applicable to the survival / death of the annuitant under the selected annuity options.
This LIC plan provides insurance cover during the deferment period of the policy. In this plan, the option to increase the annuity through top-up annuity is available. The policyholder can opt for top-on annuity by paying an additional premium as a single premium anytime during the deferment period when the policy is in force.
All readers and investors who want to apply under this new scheme of Life Insurance Corporation of India can invest by following these steps which are as follows -
To open an account to buy or invest in LIC Jeevan Dhara 2, first of all you have to go to your nearest LIC office.
After reaching, you have to get the LIC Jeevan Dhara 2 - Application Form,
Now you have to fill this application form carefully, attach all the documents asked for with the application form by self-attesting and finally.
You can get its receipt by submitting the application form along with all the documents in the same office, etc.
By following all the above steps, you can easily buy this policy or get its benefit by investing in it.
| Minimum Yearly Premium (Rs.) in case of Regular Premium | |||||
| Deferment Period (1O to 15) | Deferment Period (7 to 9) | Deferment Period (5 to 6) | |||
| Age 55 years & above | Age below 55 years | Age 55 years & above | Age below 55 years | Age 55 years & | Age below 55 years |
| above | |||||
| 11,000 | 16,000 | 18,000 | 25,000 | 28,000 | 37,000 |
| 14,000 | 17,000 | 24,000 | 27,000 | 37,000 | 40,000 |
| 16,000 | 17,000 | 27,000 | 27,000 | 42,000 | 41,000 |
| 18,000 | 18,000 | 31,000 | 29,000 | 50,000 | 44,000 |
| 15,000 | 17,000 | 25,000 | 27,000 | 39,000 | 40,000 |
| 16,000 | 17,000 | 27,000 | 27,000 | 44,000 | 40,000 |
| 15,000 | 17,000 | 25,000 | 27,000 | 40,000 | 40,000 |
| 16,000 | 17,000 | 26,000 | 27,000 | 39,000 | 40,000 |
| 17,000 | 17,000 | 27,000 | 27,000 | 41,000 | 41,000 |
| Minimum Purchase Price (in case of Single Premium): | |||
| Deferment Period (10 to 15) | Deferment Period (5 to 9) | ||
| Age 55 years & above | Age below 55 years | Age 55 years & above | Age below 55 years |
| 1,00,000 | 1,25,00 | 1,50,000 | 1,65,000 |
| 1,25,00 | 1,30,00 | 1,70,000 | 1,70,000 |
| Minimum Purchase Price (in case of Single Premium): | ||
| Deferment Period (1 to 4) | ||
| Age 55 years & above | Age below 55 years | |
| 2,05,00 | 2,10,00 | |
| 2,15,00 | 2,15,00 | |
| Minimum Additional Premium for Topup Annuity | Rs 50,000 | ||
You should follow LIC ofificial website know learn on Policy Premium calculation.
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